Account Takeover Fraud (ATO) attacks have doubled in the past 2 years. Fraudulent logins account for more than 65% of fraudulent activities in the Nigerian financial ecosystem (Nibbs, 2019). Credential stuffing attacks are at all-time highs, costing the banking industry well over N15.5 billion over the past 4 years (StearsBusiness, March 2022). A majority of […]
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